OpenPayd
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Embed the financial service you need, with a single, developer-friendly API.
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Out of the box payments and banking infrastructure
Every embedded finance project hinges on one question: How good is the API? It’s the point that makes (or breaks) every implementation.
At OpenPayd, we built our API for developers, with low integration times and accessible documentation. Everything you need to implement a banking solution, fast.
Sandbox
Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.
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Documentation
We don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.
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cURLcurl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \--header 'Authorization: Basic base64(username:password)' \--header 'Content-Type: application/x-www-form-urlencoded'{"access_token": "eyJhbGciOiJSUzI1NiIsInR5c...","token_type": "bearer","expires_in": 899,"scope": "test","accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00","clientId": "015c8655-c5ad-4c05-9146-d232792acc36","referralId": "e42e06db-f40c-48d0-8d69-4dd194027541","accountHolders": {"570de05f-2517-4b5e-aa2c-b9abacf13d00": {"accountHolderDisplayName": "Test Business","id": "570de05f-2517-4b5e-aa2c-b9abacf13d00","accountHolderType": "BUSINESS","accountHolderStatus": "ACTIVE","referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541"}},"accountHolderStatus": "ACTIVE","clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee","authorities": ["SIMULATE_WEBHOOK","GET_BALANCE","CREATE_BANK_PAYOUT","CREATE_WEBHOOK","CREATE_TRANSACTION","CREATE_REFUND","GET_WEBHOOK",..."],"jti": "2891e435-8920-4466-865f-573e4a929cee","accountHolderType": "BUSINESS"}
The Leading Experts in Tech
Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.
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Everything you need, in one place
ONE SINGLE API
The entire OpenPayd banking and payments platform delivered through a single API, minimising your integration work.
READ OUR INTEGRATION GUIDES
A FULL BANKING AND PAYMENTS ECOSYSTEM THROUGH A SINGLE API
OpenPayd's simple, developer-first API delivers Banking-as-a-Service with a modular architecture. Build a banking and payments service that grows and changes as you do.
Accept Payments Receive payments in every major curreny Send Payments Connect to local and global payment rails Banking-as-a-Service Embed banking and payment services Open Banking Pay-by-bank, integrated with your payment infrastructure Virtual IBANs Virtual accounts for every underlying customer Foreign Exchange Real-time FX across 100+ currencies
Supercharge your business with Embedded Finance.
Contact our team today to talk through your company's needs.
HOW CAN WE HELP YOU?
If you need more information, here's how OpenPayd can help:
