Get a move on. Get your
home insurance arranged today.
First of all you need to consider
what you need to insure
Buildings Insurance is made up of two parts, namely:
1. The Private House
The Private House (which includes garages with direct access
from the Private House) including fixtures and fittings therein
and thereon, occupied for residential purposes only, built with
brick, stone or concrete and roofed substantially with slates,
tiles, or other incombustible materials
2. Domestic Outbuildings
Domestic outbuildings, detached garages, swimming pools,
tennis courts, including fixtures and fittings therein and
thereon, fuel storage tanks and their contents, terraces, patios,
driveways, footpaths, walls, gates and fences, lawns, hedges;
all situate as stated on Your Home Insurance Schedule on a site
not exceeding two acres in area.
Contents insurance is household goods, including fittings and fixtures,
and personal effects belonging to you (or for which you are legally responsible)
or belonging to members of your household and domestic employees permanently
residing with you, all in the private house and domestic outbuildings.
Buildings Insurance is made up of two parts, namely:
1. The Private House
The Private House (which includes garages with direct access from the Private House) including fixtures and fittings therein and thereon, occupied for residential purposes only, built with brick, stone or concrete and roofed substantially with slates, tiles, or other incombustible materials
2. Domestic Outbuildings
Domestic outbuildings, detached garages, swimming pools, tennis courts, including fixtures and fittings therein and thereon, fuel storage tanks and their contents, terraces, patios, driveways, footpaths, walls, gates and fences, lawns, hedges; all situate as stated on Your Home Insurance Schedule on a site not exceeding two acres in area.
Contents insurance is household goods, including fittings and fixtures, and personal effects belonging to you (or for which you are legally responsible) or belonging to members of your household and domestic employees permanently residing with you, all in the private house and domestic outbuildings.
Home Insurance Cover Levels – What’s included?
| Events Insured (Perils) | Covered |
|---|---|
| Fire, Explosion, Lightning, Earthquake and Thunderbolt | |
| Smoke | |
| Storm and flood | |
| Freezing, Escape or Overflow of Water | |
| Escape or Overflow of Oil from within any Plumbing or Heating System or Fixed Domestic Appliance | |
| Stealing (or Attempted Stealing) | |
| Impact by Aircraft, Aerial Devices or Articles Dropped from them, Rail Vehicles, Road Vehicles or Animals | |
| Falling Trees and Branches and/or External Television/Radio Aerials, Masts and Satellite Dishes | |
| Riot, Civil Commotion, Strikers, Locked-Out Workers or Persons Taking Part in Labour Disturbances | |
| Malicious damage and Vandalism | |
| Subsidence or Heave of the Site on Which the Private House Stands or Landslip | |
| Accidental Damage (but only if indicated as covered on your schedule) |
We have two different cover options ‘Plus and Premium’ for you to choose from:
| Buildings Cover | Plus | Premium |
|---|---|---|
| Family Legal Protection | ||
| Alternative Accommodation | ||
| Debris Removal Costs | ||
| Architects/Surveyors Fees | ||
| Purchases Interest | ||
| Service Pipes and Cables | ||
| Breakage of fixed Glass and Sanitary Fittings | ||
| Clean up Expenses | ||
| Door Locks Replacement | ||
| Fire Brigade Charges | ||
| Satellite Dishes, Television/Radio Aerials and Masts | ||
| Title Deeds | ||
| Legal Liability to Others as Owner of the Buildings | ||
| Adaption of your Home following Disability | ||
| Damage to Headstones | ||
| Landscaping Cover | ||
| Accidental Damage | Optional | Optional |
We have two different cover options ‘Plus and Premium’ for you to choose from:
| Contents Cover | Plus | Premium |
|---|---|---|
| Family Legal Protection | ||
| Alternative Accommodation | ||
| Reinstatement of Sum Insured after Loss | ||
| Liability as a Tenant | ||
| Audio - and Audio-Visual Equipment | ||
| Breakage of Glass and Sanitary Fittings | ||
| Christmas and Wedding Gifts | ||
| Compensation for Death of Insured and/or Spouse | ||
| Fraudulent Use of Credit/Debit/Charge/Cheque or Cash Cards | ||
| Freezer and Refrigerator Contents | ||
| Contents in the Open | ||
| Household Removal | ||
| Temporary Removal of Property | ||
| Title Deeds | ||
| Visitors and Guests’ Property | ||
| Liability to Others | ||
| Liability to Domestic Employees | ||
| Home Office Equipment | ||
| Money | ||
| Loss of Oil | ||
| Shopping | ||
| Unspecified All Risks Cover up to €3,000 | ||
| Accidental Damage | Optional | Optional |
Full policy terms and
conditions can be found in
the policy booklet
Full Policy
Document
View
Insurance Product
Information Document
View
Definitions explained
Items normally worn, used or carried by you or your family in daily life, but not money, credit cards or items held or used for business purposes.
Manage my policy
Cash, cheques, postal and money orders, savings stamps and certificates, unused current postage stamps, premium bonds, traveller’s cheques, travel tickets, gift tokens, but not items used for business purposes or forming part of a collection.
Manage my policy
Items normally worn, used or carried by you or your family in daily life, but not money, credit cards or items held or used for business purposes.
Manage my policy
Computers, keyboards, visual display units, printers, word-processing equipment, desktop publishing units, fax machines, photocopiers, typewriters, computer-aided design equipment, telecommunication equipment (but not mobile phones) and office furniture, which You or Your family own.
Manage my policy
Need more information?
- Contract Disputes
- Identity Theft
- Bodily Injury
- Clinical Negligence
- Employment Disputes
- Property Protection
- Tax Protection
- Jury Service and Court Attendance
GetSetGo Home Product will be provided by AIG Europe S.A
Manage my policy
Get a quote
Retrieve my quote
Find a document
Make a claim
24hr emergency helpline
These optional covers can be selected during your
quote for an additional premium.
Accidental Damage
Accidental damage cover to the contents in
addition to the perils listed above.
Get a quote
Unspecified
Personal Belongings
We will cover your Personal Effects, Jewellery,
Photographic Equipment, Clothing and Sports Equipment
anywhere in the Republic of Ireland, Northern Ireland,
Great Britain, the Channel Islands and the Isle of Man, and
for not more than 60 days in any one period of insurance while
elsewhere in the world, up to the total value selected. Please note:
The maximum sum insured per item is €1,000
(exclusions and restrictions apply).
Get a quote
Specified Valuables
and Personal Possessions
We will cover your valuables anywhere in the
Republic of Ireland, Northern Ireland, Great Britain,
the Channel Islands and the Isle of Man, and for
not more than 60 days in any one period of insurance
while elsewhere in the world and up to the value
insured on your policy. Please note: A valuation
within the last 2 years is required for items
valued at €5,000 or more.
Get a quote
Pedal Cycles
(away from home)
Accidental loss or damage in respect of pedal
cycles owned by you or your family while
being used away from the home provided the
pedal cycle(s) are specified in the Policy
Schedule. Please note: The maximum sum
insured for all cycle is €1,250
Get a quote
Accidental Damage
Accidental damage cover to the contents in
addition to the perils listed above.
Get a quote
Unspecified
Personal Belongings
We will cover your Personal Effects, Jewellery, Photographic Equipment, Clothing and Sports Equipment anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world, up to the total value selected. Please note: The maximum sum insured per item is €1,000 (exclusions and restrictions apply).
Get a quote
Specified Valuables
and Personal Possessions
We will cover your valuables anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world and up to the value insured on your policy. Please note: A valuation within the last 2 years is required for items valued at €5,000 or more.
Get a quote
Pedal Cycles
(away from home)
Accidental loss or damage in respect of pedal cycles owned by you or your family while being used away from the home provided the pedal cycle(s) are specified in the Policy Schedule. Please note: The maximum sum insured for all cycle is €1,250
Get a quote